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Choosing the Right Network: ERC-20, TRC-20, BEP-20 and More

The same coin can travel on different networks, and the one you pick changes the fee and speed. A plain-English guide to networks for merchants and their customers.

CryptoPayr Mar 30, 2026 2 min read

Here is something that confuses new crypto users: the same coin can move on more than one network, and the network you choose changes how much the transfer costs and how fast it lands. USDT alone runs on eight of them. Let us make it simple.

What a "network" actually is

A network is the blockchain a transfer travels on. A token like USDT is issued on several networks, so "USDT" on Tron and "USDT" on Ethereum are the same dollar value but different rails — with different fees and speeds. The sender and receiver must use the same network.

The common ones

What this means for you as a merchant

With CryptoPayr you do not have to choose for the customer — the hosted checkout lets them pick the coin and network that suits their wallet. Offering low-fee rails like Tron keeps the buyer's costs down, which means fewer abandoned checkouts.

The one rule to remember

Always send and receive on the same network. The checkout enforces this by generating the deposit address for the network the buyer selects, so there is nothing for you to get wrong. Curious about live values? Try the converter.

Open a free account and let customers pay on the network they prefer.

Start accepting crypto today

Open a free CryptoPayr account and take your first crypto payment the same day.

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