Fiat to crypto payment gateway: customers pay by card, you get crypto
Most of your customers do not hold crypto yet. Let them pay with the card, wallet or bank app they already use, and receive every payment as crypto in your balance.
Crypto payments are a great deal for merchants: no chargebacks, no frozen accounts and customers from every country. The catch has always been that most shoppers do not own any crypto. A fiat to crypto payment gateway removes that catch. Your customer pays in their own currency, and the payment reaches you as crypto.
With CryptoPayr, switch on Pay by card in your settings and your checkout offers Visa and Mastercard, Apple Pay, Google Pay, Revolut, Binance and Coinbase, plus PayPal, Cash App and Robinhood for customers in the US, Klarna in Sweden, iDEAL in the Netherlands, UPI in India and Interac in Canada. Each option appears only where it works for that customer and order.
Your customer pays on our partner's page in a new tab, the way they always do. The partner turns their money into crypto and sends it to your order, the order is confirmed automatically, and you are credited the order amount in your USD balance. Card payments start from $10, and the customer covers the card fee.
You do not need a card merchant account, an application or a review. Crypto customers keep paying in 110+ coins as before, and everyone else now has a way to pay too. Your fee stays the same: 2% per payment, 1.5% above $1,000 a month and 1% above $5,000 a month.
Why crypto-only checkouts lose customers
Most visitors hold no crypto
A checkout that only takes crypto works for crypto users and turns everyone else away. Those are customers who wanted to buy and could not.
Card merchant accounts are hard to get
Many businesses are refused by card processors, or wait weeks for an application, then face held funds and strict limits.
Every country pays differently
Shoppers in the Netherlands expect iDEAL, in India UPI, in Canada Interac, in the US PayPal and Cash App. One payment method never fits everyone.
Card disputes land on you
With a normal card account, every dispute comes straight out of your balance, along with a fee, sometimes months after the sale.
Fiat in, crypto out, without the hassle
Cards and wallets your customers know
Visa, Mastercard, Apple Pay, Google Pay, Revolut, Binance and Coinbase, shown wherever they work for your customer.
Local favourites by country
PayPal, Cash App and Robinhood in the US, Klarna in Sweden, iDEAL in the Netherlands, UPI in India and Interac in Canada.
No card merchant account
There is nothing to apply for. Switch on Pay by card in your settings and the options appear at checkout.
The order amount in your balance
Each card payment is confirmed automatically and you are credited the order amount in your USD balance, minus your normal fee. The customer covers the card fee.
Disputes stay with the partner
A card dispute is between the customer and the partner who sold them the crypto. What reaches you is a settled crypto payment.
Crypto still welcome
Customers who hold crypto keep paying in 110+ coins, and approved merchants can add even more local methods through our payment partner.
Who adds card payments to a crypto checkout
- Online stores selling to mainstream shoppers
- Digital goods, game items and top-ups
- SaaS and AI tools with credit packs
- Creators selling memberships and content
- Hosting and VPN providers
- Businesses refused by card processors
- Anyone whose customers are new to crypto
Turn on card payments in four steps
Create your free account
Sign up with an email address. No KYC and no card merchant application.
Switch on Pay by card
Turn it on in Settings → Payments. The options appear at checkout straight away.
Customers pay their way
Each shopper sees the card and wallet options that work in their country, for orders from $10.
Receive crypto
Every payment is confirmed automatically and credited to your balance, ready to withdraw.
Fiat to crypto payments: FAQ
What is a fiat to crypto payment gateway?
It lets your customers pay with regular money, by card, Apple Pay, Google Pay or a local method, while you receive the payment as crypto. You get the benefits of crypto payments without asking every customer to own crypto first.
Which payment methods can my customers use?
Visa, Mastercard, Apple Pay, Google Pay, Revolut, Binance and Coinbase, plus PayPal, Cash App and Robinhood in the US, Klarna in Sweden, iDEAL in the Netherlands, UPI in India and Interac in Canada, each where it is available.
Do I need a card merchant account?
No. Switch on Pay by card in your settings and the options appear at checkout. There is no application and no review.
Is there a minimum payment?
Card and wallet payments start from $10, and some methods have a higher minimum. Smaller orders can always be paid in crypto.
Who pays the card fee?
The customer. A card fee is added on top of the order, and you are credited the order amount minus your normal processing fee.
Can a card payment be charged back from my balance?
Card disputes are between the customer and the partner who sold them the crypto. What reaches you is a settled crypto payment, credited like any other.
What does it cost me?
Your normal processing fee: 2% per payment, 1.5% above $1,000 a month and 1% above $5,000 a month. There is no setup fee and no monthly fee.
Let every customer pay, with or without crypto
Free account, no card merchant account needed, no monthly fees.