Crypto payments for AI tools, apps and API credits
Sell credit packs, monthly plans and API access in Bitcoin, USDT, USDC and 110+ coins. Customers pay from anywhere, and your app adds the credits as soon as the payment is final.
AI products are sold to the whole world from day one. A chatbot built by two people can have users in fifty countries within a week, and many of them run into the same wall at checkout: a card declined abroad, a bank that blocks foreign subscriptions, or no card at all. Crypto payments for AI tools give those users a way to pay that works the same everywhere, without a bank deciding who gets to use your product.
CryptoPayr fits the way AI products are priced. Sell credit packs and token bundles through payment links or the popup checkout on your pricing page, bill monthly plans as subscriptions with an emailed payment link each period, and send itemized invoices to teams that buy seats or larger API commitments. Users pay in Bitcoin, Ethereum, USDT, USDC, Solana, TON or any of 110+ coins, and need no CryptoPayr account to do it.
Your app is told the moment a payment is final, so credits land, plans upgrade and API keys unlock without anyone checking a wallet. The REST API comes with PHP, Python and Node.js SDKs and a full test mode, so you can build the whole purchase flow before real money moves. Users who send a little too much keep the extra as credit for their next purchase.
Compute bills are paid in dollars, so revenue settles to a USD balance by default and a coin price drop never cuts into your margin. You can also keep the coins users send. Pricing is 2% per payment, 1.5% above $1,000 a month and 1% above $5,000 a month, with no setup fees, no monthly fees, no KYC and no company registration. Launch your paid plan the same day you sign up.
The problem with card payments for AI tools and apps
Card fraud that burns compute
AI tools are a favorite target for stolen cards. Someone buys a large credit pack, runs up real compute costs in an hour and the cardholder disputes the charge a few weeks later. You lose the sale, you have already paid for the compute, and the dispute fee comes on top.
Users you cannot bill at all
A large share of AI users live where foreign card payments fail or cost extra, or use prepaid and local cards that international processors decline. They are ready to pay for your product, and the checkout turns them away.
Processors that get nervous about AI
Fast growth, high refund requests and content rules make some processors treat AI apps as high risk. Accounts get reviewed, payouts are held and applications sit for weeks, often right when a launch takes off and you need the money most.
Fees that eat small top-ups
Users like to start small with a $5 or $10 credit pack. A fixed per-transaction charge plus cross-border and conversion fees takes a big bite out of every small top-up, and those are the purchases that turn trial users into paying ones.
Crypto payments for AI tools and apps, done properly
Credit packs and usage top-ups
Sell credits, tokens or generation bundles with reusable payment links or the popup checkout on your own pricing page. Your app is notified when the payment is final and adds the credits to the user's account automatically.
Monthly plans as subscriptions
Create a plan and CryptoPayr emails each subscriber a payment link every billing period. Crypto cannot be pulled from a wallet like a card, so the user approves each renewal and there is no stored card to expire or dispute.
API, SDKs and test mode
Build purchases into your app with the REST API and the PHP, Python or Node.js SDK. Test mode lets you create and complete payments without real money, so credit delivery is checked before your first paying user arrives.
110+ coins and wallet payments
Users pay with Bitcoin, Ethereum, USDT, USDC, Solana, TON, Litecoin and many more. On Ethereum, BNB Chain, Polygon, Avalanche and Arbitrum they can pay straight from MetaMask or any WalletConnect wallet with Connect Wallet & Pay.
Card and app options for everyone else
Switch on Pay by card and, for payments from $10, users without crypto can pay with Visa, Mastercard, Apple Pay, Google Pay, Coinbase or Cash App, depending on their country. You are credited the order amount in USD, minus your normal fee.
Revenue that matches your costs
Payments settle to a USD balance by default, so you pay compute bills in the currency you earned. Withdraw on an automatic schedule, pay contractors in bulk from a CSV or Excel file, and run each product as its own business under one login.
What you can take payment for
- Credit packs and token bundles
- Monthly and annual plans for AI apps
- API access and usage-based top-ups
- Chatbots, AI companions and assistants
- Image, video and voice generation tools
- Team seats billed as itemized invoices
- Prompt libraries, models and templates
Go live in four steps
Create your account
Sign up with an email address. There is no KYC, no company registration and no setup or monthly fee, so a small team can launch its paid plan the same day.
Build in test mode
Use the REST API or an SDK to create a payment for each purchase, then check in test mode that credits land when a payment completes.
Add plans and credit packs
Turn on subscriptions for monthly plans, create payment links for credit packs and add the popup checkout to your pricing page.
Go live
Switch to live mode, pick USD or per-coin settlement and set automatic payouts. Users anywhere can start paying straight away.
Crypto payments for AI tools and apps: FAQ
How do I sell AI credits for crypto?
Create a payment link for each credit pack, or let your app create a payment through the API when a user picks a pack. The user pays in any of 110+ coins, and when the payment is final CryptoPayr notifies your app so it can add the credits automatically.
Can I bill monthly plans in crypto?
Yes. Turn on subscriptions, create a plan and add subscribers. Each billing period CryptoPayr emails the user a payment link for the amount due, and your app is told once it is paid. The user approves every renewal, so there is no card to expire and no automatic charge to dispute.
Can a user charge back a crypto payment after using the credits?
No. A crypto payment confirmed on the blockchain is final, so there is no chargeback to file. If you want to give money back, you issue a refund from the dashboard and the user gets an email link where they enter the address to receive it.
Do users need a crypto wallet?
Users with crypto pay from any wallet or exchange, or connect MetaMask or a WalletConnect wallet on supported networks. Users without crypto can pay by card, Apple Pay, Google Pay, Coinbase or Cash App where available, once you switch on Pay by card. Nobody needs a CryptoPayr account to pay.
What does it cost an AI startup?
There is no setup fee, no monthly fee and no minimum. The processing fee is 2% per payment, falling to 1.5% once you process more than $1,000 a month and to 1% above $5,000 a month. Users who pay through a card option cover the card fee themselves.
Will coin prices change what I earn?
Not by default. Every payment is converted and credited to your USD balance, so a $20 credit pack is booked at $20 before fees, whatever the coin does next. If you prefer to hold crypto, keep the exact coin each user paid with instead.
Can I test the integration before launch?
Yes. Test mode gives you separate test keys to create payments and complete them without real money, so you can check that credits land, plans upgrade and expired payments are handled. The PHP, Python and Node.js SDKs work in both test and live mode.
Start accepting crypto for AI tools and apps
Free account, no setup or monthly fees, no chargebacks on crypto. Live in minutes.