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Accept EPS payments from buyers in Austria
EPS lets Austrian shoppers pay straight from their online banking. They pick their bank, approve a ready-filled transfer, and you are credited the order amount in your USD balance.
What is EPS?
EPS, the eps-Überweisung, is the online bank transfer created by Austria's banks. At checkout the buyer picks their bank, logs in to their own online banking and finds the transfer already filled in with the amount and reference. One approval and the payment is on its way, with no card number and no IBAN to copy.
Most Austrian banks support it, and it is a familiar way to pay in Austrian webshops, for tickets and for public services. Shoppers trust it because they never leave their own bank to approve the payment and never share their card details with the shop.
With CryptoPayr you can accept EPS payments without an Austrian payment provider or bank account. EPS is part of Local Payment Methods: once our team approves your account, Austrian buyers can pay with EPS on our payment partner's page, and you receive the order amount in your USD balance.
How EPS works on CryptoPayr
Click "Request access" for Local Payment Methods in Settings → Payments. Once our team approves it, your checkout shows a Local Payment Methods button on orders from €1 to €150. The buyer opens it, chooses EPS on our payment partner's page, picks their bank and approves the transfer in their online banking.
After paying, the buyer pastes the order number into your checkout. The order is marked paid once the payment is confirmed, your store is told automatically, and you are credited the order amount in your USD balance, minus your normal processing fee.
How a buyer pays with EPS
Choose Local Payment Methods
On your checkout the buyer opens Local Payment Methods instead of picking a coin. It is shown on orders from €1 to €150.
Pay with EPS
On our payment partner's page, opened in a new tab, they choose EPS and pick their Austrian bank from the list.
Approve in online banking
The buyer logs in to their own online banking and approves the transfer, which is already filled in.
Paste the order number
Back on your checkout they paste the order number. Once the payment is confirmed, the order is marked paid.
Why merchants offer EPS
Accept EPS payments without an Austrian bank
You don't need an Austrian company, bank account or payment provider. One approval in Settings adds EPS, alongside the other Local Payment Methods, to your checkout.
Straight from the buyer's bank
Austrian shoppers pay from the bank account they already use, so they don't need a card or a crypto wallet to finish an order.
Credited in USD
EPS orders land in your USD balance at the order amount, minus your processing fee of 1%, 0.5% or 0.1% depending on monthly volume. The buyer covers the cost of paying with EPS.
Confirmed before you deliver
An order is only marked paid once the payment is confirmed, and your store, plugin or API integration is told automatically, so delivery can start without a manual check.
One checkout for everyone
The same page offers 110+ coins, cards where "Pay by card" is on, and Local Payment Methods, so every buyer sees a way to pay that suits them.
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EPS payments: FAQ
Who can pay with EPS?
Buyers with an Austrian bank account whose bank supports EPS, which covers most banks in Austria. They pay through Local Payment Methods, which is shown on your checkout once your account is approved.
What are the minimum and maximum amounts?
Local Payment Methods covers orders from €1 to €150. Larger orders can still be paid with any of the 110+ coins, or by card when "Pay by card" is on.
Who pays the fees?
The buyer covers the cost of paying with EPS. You pay only your normal processing fee: 1%, dropping to 0.5% above $5,000 a month and 0.1% above $15,000 a month.
How do I get access?
In Settings → Payments, click "Request access" for Local Payment Methods. Our team reviews the request, and once it is approved the button appears on your checkout with EPS and the other methods.
How does the order number work?
After paying, the buyer receives an order number. They paste it into the box on your checkout, and we use it to match their payment to your order. Once the payment is confirmed, the order is completed.
How do I get my money out?
EPS orders sit in your USD balance. Withdraw to your own wallet in the coin you choose, or set automatic payouts daily, weekly, monthly or when the balance reaches a threshold.
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